and more people are heading to the mountains, even the path leading to the village has become bustling.The tofu workshop by the river was still bustling with activity. News of this had spread, and pe...Yang Lin smiled and nodded.

There was a hint of bitterness in the smile.

At the same time, if the villagers are unable to repay their debts, they can only offer you work in exchange for money. Although this is much better than borrowing from Liu the landlord, it essentially ties them to you! They become your tools and resources.

"And before, when people came to borrow money from you, you couldn't charge interest out of face. With a mutual aid fund, whenever someone needs money, they can borrow from the fund, and you can openly charge interest."

After Li Yuyao finished speaking, Yang Lin added, "Actually, there's one more thing."

What

Li Yuxi was a little surprised.

Yang Lin began, "Since you've seen that the essence of the mutual aid fund is profitability, then can we develop it and allow it to gradually expand beyond the village"

"In the future, it could completely leave Jianghe County and cover Pingyuan Prefecture, the entire Jiangsu Province, and the whole of Dagan!"

"...even expand into an insurance company model..."

Realizing he had spoken too much, Yang Lin immediately closed his mouth.

"An insurance company"

Li Yuxiang was surprised: "What's that"

Yang Lin smiled: "That's still far away, we'll talk about it later. Besides the mutual aid fund, what else did you notice"

Li Yuyao hurriedly continued earnestly, "There's also road construction!"

"You once told me that the longest road in the world is a path of deceit! And today you say you want to use one thousand taels of silver to repair the road, I think it's also a trick!"

First, we're in the business of selling tofu and medicinal herbs. Now that there are more merchants coming to the village, even though you say it's taking from the people and using for the people, who does repairing the road truly benefit the most It benefits us!

"Besides, if I'm not mistaken, repairing the village road is secondary. You're probably using this as an excuse to gather manpower to build roads in Lao Hei Mountain, right"

Li Yuyao stared intently at Yang Lin, wanting to verify her guess.

"Not bad," Yang Lin nodded. "You're right about everything."

"Then are there any other details I've missed" Li Y Yao asked earnestly.

Before, she didn't really take Yang Lin seriously.

But gradually, she had realized that Yang Lin's thoughts were even deeper than her own!

Li Yuyao is a person who doesn't give up easily. Now she is learning to understand Yang Lin's thoughts.

"Almost none." Yang Lin said with a smile.

"Almost"

Li Yuxi noticed this word.

"Well...have you ever heard the saying, 'If you want to get rich, build roads first'"

Li Yuxiang shook her head in confusion.

She was even more surprised, where did Yang Lin know so many special sentences from

"To get rich, first build roads. What this means is that only with smooth transportation can trade be facilitated."

It's like the monkey head mushrooms we have in the mountains, they are famous delicacies. But here in our village, they aren't very valuable because whether we eat monkey head mushrooms or other kinds of mushrooms, there isn't much difference.

"But if lingzhi mushrooms are taken to Jiang He County, they can be exchanged for several dozen copper coins; if taken to Ping Yuan County, they might sell for hundreds of coins."

"If we reach the capital, I believe that with the status of these wild mountain delicacies, a few ounces of silver wouldn't be a problem!"

Li Yuxiang nodded affirmatively.

"As long as transportation is smooth and stable trade routes are formed, goods from all over the country can complement each other. In this way, people in low-priced areas can earn more money; while people in high-priced areas can also more easily purchase more and better goods." "Why is it difficult to change the gap between rich and poor now The main reason is that the poor have too few ways to make money, while the rich have too few ways to spend money!"

“Money, in and of itself, only creates greater profit when it circulates. When the poor desperately save money, while the rich have money they can't spend, then that stagnant money becomes dead money! It has no meaning for the economy or for social development.”

Speaking of this, Yang Lin realized he had talked too much again. Li Y Yao might not understand.

Yang Lin saw that she seemed very interested in this, and there would be opportunities in the future to introduce her to *Capital* again.

As expected, upon hearing these words, Li Yuyao fell into thought, as if she understood something but still had many things unclear.

"Ahem, back to the road repair."

"There's one thing you got wrong. When it comes to road construction in our village, I'm not just going through the motions, I'm serious about it!"

"A road is like the blood vessels in our body... or rather, the meridians, connecting all limbs and organs. It's very important."

"Our village road is just the first step."

"In the future, wherever our business takes us, that's where the road will be built!"

Li Yuxiang couldn't help but be stunned.

She remembered Yang Lin once said that in the future, he would bring his business to the whole Great Yan!

Could he possibly be paving the way all the way to the entire state of Dayan

When she was empress, she had no idea what the roads in the countryside were like.

But her journey to Jianghe County opened her eyes to the terrible state of affairs in the Great Qi Dynasty!

Besides the official road, which is relatively smooth and passable, all other roads are full of potholes and muddy. How can trade be prosperous with such roads

Can Yang Lin really build the road to the entire Great Qin

She couldn't believe it!

Li Yuxiang came back to her senses: "As for building houses for everyone, that's also not right."

"Building a brick house would cost at least several dozen ounces of silver, but you're only charging four or five ounces now. It seems like you're losing money. But my intuition tells me you would never make a losing deal!"

"So I don't understand, how do you make a profit by building houses"

Yang Lin's smile turned bitter again, he shook his head gently and sighed: "Actually, building houses is the most profitable!"

“Oh” Li Yuxiang asked, “Tell me more.”

First, you need to know that the cost of building one house is completely different from the cost of building ten or one hundred houses.

Li Yuxi nodded.

She could understand that. Yang Lin had once told her, "Scaling up will significantly reduce costs."

So, we build hundreds of houses at once, and the cost can be reduced by at least 30%.

Li Yu nodded. "According to normal standards, a house costs fifteen taels. After a 30% reduction, it would still cost ten taels of silver. Therefore, you would still be losing money!"

Yang Lin continued, "The main materials for building a house are simply bricks, tiles, sand, wood, and labor."

"We have plenty of wood and stone here. It just takes some manpower to process them. As for bricks, we can make them in our own kilns using clay as the raw material. That only requires labor."

Therefore, compared to purchasing building materials, we can save at least 30% on purchase costs and 10% on transportation costs.

Li Yuyao was somewhat surprised: "So, the earthen kiln you built wasn't just for our own house You already thought about building houses to make money"

But even so, at most you'll just break even, you still won't make a profit!

Li Yuhua stared straight at Yang Lin.

Looking at Yang Lin's guilty gaze, she realized that things were far more complicated than they seemed! opportunity to run behind Yang Lin, his face already pale.Yang Lin still aimed his crossbow at the bandits.Although the bandits have surrendered, he still dared not be careless. If any bandit dared t...